Access to this directory is subject to these terms and conditions and by all applicable laws. By accessing and using this site you accept these terms and conditions without prejudice.

All textual, graphical and other information contained in this site is the exclusive property of the savings directory and unless explicitly stated may not be distributed, modified, or reproduced in whole or in part without prior written permission.

All other trademarks, logos or company names mentioned in the various directories are properties of their respective owners.

Liability:

While we make every effort to ensure the accuracy of the information on external sites, all content and functionality is provided by that website and may contain technical inaccuracies or typographical errors.

By accessing or using this site or any linked site or the data contained therein, in any and all forms, you agree that In no event shall IPayLess be liable for any special, indirect or consequential damages or any damages whatsoever resulting from, but not limited to, the loss of programs, availability, use, data or profits, whether in an action of contract, negligence or other wrongful action, arising out of, or in connection with, the use or performance of software, documents, provision of or failure to provide services, or information available from this site or any linked site.

We reserve the right to update and amend any information contained within this and any other site without giving notice in any form.

Insurance Advice

We do not ourselves offer any form of insurance services and we do not advise you to choose one provider over another.

We do however direct you to relevant and secure information about particular insurance products that you may be interested in.

Because of regulations set by the FSA we highlight these providers "without favour" and "without preference" in an A-Z listed format as our role as a directory.

It should be seen as a portal where you can view in quick format some of the latest products and services that are being offered by some of the leading UK insurance service providers and then as a verified safe link to each specific service providers website where you can read in more detail what is actually on offer.

3. Links

The directory links are based on internet research and highlight offers made by particular retailers and service providers without favouritism or preference. Where possible we have joined the respective affiliate programme for each of the highlighted providers which we hope in time will help us to continue to expand/ enhance the various directories & forums and keep them free of use for all visitors.

This includes significantly expanding our facilities for those that wish to advertise their products or services using our various free advertising facilities.

Banner links to third party sites that allow you to leave an IPayLess owned directory, unless otherwise stated are not under our control of and as such it takes no responsibility for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites.

Each of our various directories or sites will generally have links to their own particular guidelines, privacy policies and/or terms of use, however for the sake of clarity "these" terms of use will supersede those terms unless stated otherwise.

Any changes to these terms of use will be posted on this page